Real-Time Payment (RTP) Rails and Supplier Settlements

B2B travel payments are notoriously slow. OTAs often take weeks to pay the actual hotel operators or local tour providers. This delay ties up working capital for small businesses. Real-Time Payment (RTP) rails are stepping in to fix this imbalance.

Instant Supplier Payouts

By leveraging RTP networks (like FedNow in the US or SEPA Instant in Europe), travel platforms can pay their supplier partners immediately after a guest check-in or booking confirmation. This builds trust and encourages suppliers to offer better rates and exclusive availability to the platform.

For OTAs, automating instant payouts via RTP rails reduces balance sheet liabilities and eliminates the manual verification steps historically associated with invoice reconciliation.